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    • ARAG enters new era with insurance company and law firm
      ARAG enters new era with insurance company and law firm

      Legal expenses insurance provider ARAG has completed the integration of the DAS UK brand into the ARAG business, following the acquisition made one year ago. 02/01/25

    • A short guide to grief: Important things to know and strategies to manage difficult times
      A short guide to grief: Important things to know and strategies to manage difficult times

      We understand how difficult this time can be for those who’ve experienced loss. Our mental healthspecialists have shared a short guide which may help you during this time. 13/12/24

    • ARAG completes double at  Personal Injury Awards
      ARAG completes double at Personal Injury Awards

      ARAG has picked up both the Insurance Provider of the Year and Case Funding Provider of the Year awards at the 2024 Personal Injury Awards, in a ceremony held at the Hilton Deansgate hotel in Manchester, last week. 04/12/2024

    • The law and the right to peaceful protests
      The law and the right to peaceful protests

      Protesting in the UK is a deeply rooted tradition especially when it comes to protesting against government policy. Nevertheless, even peaceful protests are often viewed by many as a public nuisance. 29/11/24

    • Five steps to help manage financial stress
      Five steps to help manage financial stress

      Every year in November Money Helper runs its Talk Money Week awareness campaign, to encourage people to be more open about money with friends and family, and get advice from experts if needed. 28/11/24

    • Ho Ho Home Invasion: What you need to know about the laws regarding trespassing on private property
      Ho Ho Home Invasion: What you need to know about the laws regarding trespassing on private property

      Each year Father Christmas works tirelessly, travelling around the world delivering presents to children on his ‘nice’ list. But when he enters your home, is Father Christmas actually trespassing? If he does so without your expressed permission, could he be prosecuted? 26/11/24

    • Jingle bells and legal spells: Navigating Christmas laws
      Jingle bells and legal spells: Navigating Christmas laws

      Whether the party is in or out of the office it should be treated as an extension of the workplace with both employers and employees conducting themselves appropriately. 21/11/24

    • How to manage mental health as a new dad
      How to manage mental health as a new dad

      To mark this year’s Movember campaign, our mental health experts have delved into the topic of paternal mental health. 20/11/24

    • DAS UK is now part of the ARAG Group
      DAS UK is now part of the ARAG Group

      DAS UK was bought by the ARAG Group in January 2024. 13/11/24

    • The RAG - Editorial
      The RAG - Editorial

      If 2023 was a big year for ARAG, in which we announced our acquisition of DAS UK, 2024 has been the year of making our vision for the company a reality. 04/11/24

    • The Beautiful North: Building Strong ATE Partnerships in Scotland
      The Beautiful North: Building Strong ATE Partnerships in Scotland

      Flexibility has always been a cornerstone of ARAGs success – deeply embedded in both our product development and our partnerships. While some ATE providers may thrive on a ‘one-size-fits-all’ approach to underwriting, our commitment to adaptability sets us apart, especially in the Scottish legal market. 04/11/24

    • The RAG - November 2024
      The RAG - November 2024

      Welcome to the November edition issue of The RAG, the ARAG UK news bulletin. 04/11/2024

    • Not all ATE policies are created equal
      Not all ATE policies are created equal

      Considering some of the other scandals that have littered the headlines over the past couple of years, the collapse of SSB Group Limited (trading as SSB Law) seems merely unfortunate, by comparison. 04/11/2024

    • How to show your body love through the menopause
      How to show your body love through the menopause

      While some women experience a problem-free menopause, most encounter symptoms that can rang from mild to severe. One of the most common symptoms is hot flushes, which impact three out of every four menopausal women. 28/10/24

    • Want to maximize your savings this Black Friday/Cyber Monday - Know your consumer rights before you click
      Want to maximize your savings this Black Friday/Cyber Monday - Know your consumer rights before you click

      Attention all shoppers, the countdown to the ultimate sales event of the year has officially begun! With Black Friday and Cyber Monday just around the corner, shoppers all over the world are getting ready to score some amazing deals. With a plethora of online offers and discounts to choose from, its no wonder that millions of shoppers are eagerly waiting to ‘click and buy’. 24/10/24

    • My neighbours’ bonfire night party is causing a nuisance. What can I do?
      My neighbours’ bonfire night party is causing a nuisance. What can I do?

      As the 5th of November approaches, the excitement of fireworks, sparklers, and bonfires fills the air, bringing joy to both adults and children. While these celebrations can be thrilling, its important to keep in mind that they can also pose serious risks if not handled properly, resulting in harm or property damage. 23/10/24

    • Our broken tribunal system isn’t fit for day-one employment rights
      Our broken tribunal system isn’t fit for day-one employment rights

      The Employment Rights Bill that has just been introduced is a landmark piece of legislation that sits at the heart of the new government’s agenda. In many ways, it will bring the UK up from a mid-table underperformer in the Champions’ League of employments rights to a genuine contender. 17/10/24

    • Employment tribunal backlog  getting worse, HMCTS data show
      Employment tribunal backlog getting worse, HMCTS data show

      The significant problems in the employment tribunal system are getting worse, according to analysis of the latest tribunal figures released by His Majesty’s Courts and Tribunal Service. 11/10/24

    • How to talk to your manager about your mental health
      How to talk to your manager about your mental health

      To help ease the anxiety around the conversation, our mental health practitioners have shared four tips on how to effectively share mental health challenges with your manager at work. 10/10/24

    • How far can you legally go to stop someone from playing a trick on you this Halloween?
      How far can you legally go to stop someone from playing a trick on you this Halloween?

      The season of ‘spookiness’ is officially upon us! As Halloween approaches, many of us are looking forward to the fun-filled celebrations that come with this spooky holiday. However, amidst all the excitement, its important to be aware of the potential legal issues that can arise during Halloween festivities. 08/10/24

    • DAS reports 8% GWP growth following Arag acquisition
      DAS reports 8% GWP growth following Arag acquisition

      Legal expenses specialist insurer DAS Legal Expenses Insurance Company grew its gross written premium (GWP) by 8% in 2023, reaching £139.3m up from £128.8m the year before. 07/10/24

    • Home Emergency Solutions
      Home Emergency Solutions

      Watch our latest video where our Corporate Business Manager, George Bladon, talks about ARAGs strengths and experience in providing innovative home emergency products for business partners and their customers. 04/10/2024

    • How ARAG Advance helps firms balance their books
      How ARAG Advance helps firms balance their books

      Problems in the criminal justice system must demand the highest priority, but reducing the backlogs across civil justice has the potential to release many thousands of businesses and families from the economic drag that unresolved legal action inevitably creates. 03/10/24

    • The cost of birth trauma
      The cost of birth trauma

      Earlier this month, Joshua Rozenberg urged the new Labour administration to “...rediscover joined-up government”, highlighting the dividends that investment in the justice system could pay back to other departments, not least the Treasury. Tony Buss, ARAGs CEO highlights the widespread failings in maternity care, where staff shortages, poor training, and systemic issues have caused avoidable deaths and injuries. 01/10/2024

    • ARAG Day 2024
      ARAG Day 2024

      The 25th of September marked our second official ARAG Day, an initiative aimed at raising awareness of access to justice and fundraising for chosen charities across ARAG branches in every corner of the globe. 01/10/24

    • Sexual harassment in the workplace – A time for change
      Sexual harassment in the workplace – A time for change

      It seems apt, given the recent disclosures around Al Fayed when he owned Harrods, that the changes around sexual harassment at work becomes law on 26 October 2024. There was lots of reporting around this the beginning of 2024 and the time has now come for employers to consider what this means for them. 30/09/24

    • Problem tenants
      Problem tenants

      Landlords following the news, who are worrying about problem tenants, will have seen that the government has launched a special fast track for repossession cases featuring antisocial behaviour cases. But what does this mean for landlords? Molly-Ellen Turecek, Legal Adviser at ARAG Law, tells you what you need to know. 26/09/24

    • Navigating a tight budget
      Navigating a tight budget

      Andy Talbot, director of marketing, ATE and broker sales, discusses how firms can work around the outcomes of the upcoming Autumn Budget. 26/09/24

    • Diminishing justice
      Diminishing justice

      Tony Buss is CEO of ARAG, the UK’s leading insurer of legal costs. He has been a key figure in the fight for access to justice for nearly 40 years and reflects here on the continuing crisis in the justice system, its effect on the country and how he hopes things might improve. 25/09/24

    • 4 ways to limit disrepair claims from your tenants
      4 ways to limit disrepair claims from your tenants

      Faye Schneider, Principal Associate overseeing the Landlord and Tenant Team at DAS Law, shares how you can best protect your agency and your landlord against an allegation of disrepair. 19/09/24

    • Preventing mould through proper maintenance
      Preventing mould through proper maintenance

      As winter approaches, landlords face the challenge of protecting their properties from potential issues like mould growth. Mould not only damages the property but can also harm tenant health and strain landlord-tenant relationships. 12/09/24

    • Navigating the Storm: Crisis management in schools
      Navigating the Storm: Crisis management in schools

      PODCAST: Commercial reputations take years to build but can be destroyed in a matter of hours. ARAG’s Crisis Communications cover gives expert PR advice and support to SMEs facing a communications disaster. 09/09/24

    • Top ten tips for winter home preparation
      Top ten tips for winter home preparation

      As winter approaches, landlords can ensure the readiness of your rented property. It’s not just a matter of comfort; its a smart investment in protecting your property, help to reduce the cost of high maintenance bills and minimise potential risks for your tenants. 05/09/24

    • Fixed recoverable costs in low value clinical negligence claims
      Fixed recoverable costs in low value clinical negligence claims

      From 1 October 2023, the FRC regime has not only extended to the fast track for cases of up to £25,000 in value, but also to a new, ‘intermediate’ track comprising of cases valued between £25,000 to £100,000. 05/09/24

    • Creating Specialist Schemes
      Creating Specialist Schemes

      Andy Talbot, Director of Marketing, Broker and Schemes, talks about ARAGs approach to setting up specialist commercial and personal schemes for brokers, insurers and MGAs, to cater to the needs of clients in a specific market niche. 05/09/2024

    • 5 mental wellness tips for a healthy summer
      5 mental wellness tips for a healthy summer

      When the British weather is on our side, summer can be a wonderful time of year filled with long days of sunshine and warmth. But just because the weather’s picked up doesn’t necessarily mean life is less overwhelming. 27/08/24

    • ARAG picks Alan Jappy to head up corporate business development
      ARAG picks Alan Jappy to head up corporate business development

      ARAG has appointed Alan Jappy as Head of New Business for corporate partnerships. 22/08/24

    • Uncertainty over uniforms as new school year looms
      Uncertainty over uniforms as new school year looms

      It is essential to understand the legal standpoint and explore potential courses of action for parents who find themselves at odds with a schools regulations. 20/08/24

    • Clinical Negligence Fixed Costs & Disbursements
      Clinical Negligence Fixed Costs & Disbursements

      There is continued uncertainty about how and when the regime for fixed costs in Clinical Negligence claims with a settlement value of less than £25,000 will be implemented. 21/08/24

    • Watching the Olympics at work
      Watching the Olympics at work

      With the Paris Olympics starting this week, its an exciting time for sports fans. Some events will be during working hours in the UK. So, for people wanting to see these events while at work, what options do they have? 26/07/24

    • Post-termination restrictions for partners and team members
      Post-termination restrictions for partners and team members

      If an employee or partner has knowledge of your clients, your confidential know-how and techniques, your strategic plans and staff data could be attractive to a competitor within your sector. This article explains the types of restrictions that firms can implement to protect such information, as well as important points to consider when taking action. 24/07/24

    • Access to Justice Panel Discussion
      Access to Justice Panel Discussion

      The ARAG Access to Justice Conference 2024 on April 2024, featuring the ARAG UK CEO, Tony Buss gathered legal experts, tech innovators, and social advocates to address pressing questions and chart a course toward a more accessible and equitable future. 22/07/24

    • How to manage the financial stress of the school summer holidays
      How to manage the financial stress of the school summer holidays

      If you’re a parent or carer, you may be starting to worry about how you’ll navigate work and childcare during the summer holidays. 18/07/24

    • 7 fun ideas for summertime family fitness
      7 fun ideas for summertime family fitness

      It’s really important for the entire family to stay active for both physical and mental health. The summer holidays provide a perfect opportunity for family exercise, as you may have more time and (fingers crossed) good weather. 05/08/24

    • The King’s Speech: A new deal for working people
      The King’s Speech: A new deal for working people

      His Majesty King Charles III delivered the King’s Speech in Parliament today, 17 July 2024. The King’s Speech outlined the Labour Government’s plan for legislative reform, which seeks to promote “security, fairness, and opportunity for all”. 17/07/24

    • Navigating data breach compensation claims
      Navigating data breach compensation claims

      The extent to which damages can be claimed in the event of a data breach has been a hot topic over the last few years, with a particular focus on what compensation is available for smaller breaches where an individual doesn’t suffer material loss. 17/07/24

    • Justice needs new courts more than new laws
      Justice needs new courts more than new laws

      Our recent surprise general election inevitably kicked a swathe of legislation off the parliamentary agenda and into the long grass. How much of it the new government will dig out and seek to pass remains to be seen but, whatever priorities they may have, the in-tray awaiting incoming Justice Secretary Shabana Mahmood, was also overflowing. 17/07/2024

    • Holiday from hell - Part 3: Valet parking
      Holiday from hell - Part 3: Valet parking

      While people are busy booking their summer holidays, the flights, hotels and activities take precedence. So, it is unlikely they will be willing to spend more than a few minutes trying to find a reliable and trusted place to park their vehicle while they’re away. 16/07/24

    • Holiday from hell - Part 2: Lost and damaged luggage
      Holiday from hell - Part 2: Lost and damaged luggage

      Losing your luggage after a flight can be a stressful and disheartening experience, leaving you without your essentials and unsure of what to do next. Fortunately, there are steps you can take to address the situation and potentially recover your belongings. 16/07/24

    • Holiday from hell - Part 1: Flight delays and compensation
      Holiday from hell - Part 1: Flight delays and compensation

      Flight delays and cancellations can be incredibly frustrating, often disrupting travel plans and causing significant inconvenience. However, passengers may be entitled to compensation depending on the circumstances. When can you receive compensation? 15/07/24

    • ARAG names new heads
      ARAG names new heads

      Legal expenses insurer ARAG, has announced the appointment of Helen Futter as product governance head, Anne Wienand as strategic partnerships head, and Marc Willett as propositions head. 12/07/24

    • Novation by conduct - Use it or lose it
      Novation by conduct - Use it or lose it

      The recent case of Rolls-Royce Holdings plc v Goodrich Corp demonstrates that conduct inconsistent with the express terms of a contract can override those written terms. In this case the court had to decide whether a contract had been effectively novated by conduct. This article explains the definition of novation and explores this case in detail. 04/07/24

    • Don’t let your private hedge be a hazard to public footpaths
      Don’t let your private hedge be a hazard to public footpaths

      Spring has sprung once again and gardens are beginning to bloom - with flowers, trees and hedges growing at pace. But if your hedge protrudes onto a public paths or highways, it’s important to ensure it remains well maintained, otherwise you could find yourself footing a large bill from the authorities. 04/07/2024

    • What actually is ‘active listening’ and how do you do it?
      What actually is ‘active listening’ and how do you do it?

      You may have heard people use the term ‘active listening’. It’s a powerful skill that can help someone who’s struggling to cope, to feel heard and better understood. Given how beneficial it is, our mental health experts have explained what exactly active listening is, and have shared tips to help us all improve our active listening skills. 03/07/24

    • £3.5 million settlement brings justice to injury victim
      £3.5 million settlement brings justice to injury victim

      We talk a lot about access to justice at ARAG because it’s the reason our business exists and a founding principle that has become more and more important in the UK, in recent years. 01/07/2024

    • Everybody needs good neighbours
      Everybody needs good neighbours

      Sahib Ullah Raj, legal adviser at DAS Law, delves into the common quarrels that can arise between neighbours and outlines the legal avenues available for resolution. 24/06/24

    • Delivering Better Justice
      Delivering Better Justice

      We kicked off 2024 by completing the acquisition of DAS UK announced last year. The work to integrate our two businesses was already well underway, but the past few months have seen the various workstreams intensify and the final regulatory requirements ticked off. 21/06/24

    • Access to Justice starts with empowerment
      Access to Justice starts with empowerment

      I was both excited and honoured to be invited to participate in the ARAG Access to Justice Conference in Amsterdam. Our colleagues in the Netherlands brought together leading figures from the fields of technology and international justice with more than 200 business leaders from 19 countries, to explore the important theme of delivering universal access to justice.21/06/24

    • BIBA Business
      BIBA Business

      It’s now almost six months since ARAG’s acquisition of DAS UK was completed and formally announced to the industry. Work was obviously well underway long before that, to plan the integration of the two organisations, but BIBA marked the first time that we have faced the market as one business. 20/06/24

    • The RAG - Summer 2024
      The RAG - Summer 2024

      Welcome to the Summer 2024 edition of the The RAG. 19/06/2024

    • Techspertise
      Techspertise

      The international ARAG Group has high ambitions for our future growth following the acquisition of DAS UK, and one of the most exciting prospects is the investment in technology that has been planned, to help us achieve those goals. 20/06/24

    • Dragon Boat Race 2024
      Dragon Boat Race 2024

      ARAG UK once again participated in the Bristol Dragon Boat Race at Baltic Wharf on Sunday, June 16. 18/06/24

    • ARAG Access to Justice Conference 2024
      ARAG Access to Justice Conference 2024

      VIDEO: Key actors from the frontiers of technology as well as international justice joined voices during the international ARAG Access to Justice Conference on April 19, in Amsterdam. 18/06/24

    • Simplifying holiday pay: Government changes to holiday pay and entitlement
      Simplifying holiday pay: Government changes to holiday pay and entitlement

      On 1 January 2024, the government introduced changes to the Working Time Regulations which aimed to simplify holiday entitlement and holiday pay calculations. 17/06/24

    • A New Proposition for Partners
      A New Proposition for Partners

      Director of Marketing, Broker & ATE Sales, Andy Talbot, and Director of BTE Partnerships, Jay Prosser, talk about ARAGs acquisition of DAS UK, how the integration of the two businesses is progressing and what it means for ARAGs business partners. 17/06/2024

    • A quick guide to loneliness
      A quick guide to loneliness

      In a bid to help us all understand loneliness a little better, our mental health experts here at Vita Health Group have shared a quick guide, including the most important points to know about loneliness and advice on how to support someone who you think might be lonely. 14/06/2024

    • Euro 2024: Fantasy football and navigating online betting
      Euro 2024: Fantasy football and navigating online betting

      The football tournament starts on 14th June 2024 and you may fancy a bet, but beware, some websites may tempt users with promises of high returns but lack the integrity to fulfil payouts, putting bettors funds in jeopardy. 13/06/2024

    • ARAG UK leaders promise best in class for brokers as integration rolls forward
      ARAG UK leaders promise best in class for brokers as integration rolls forward

      ARAG and DAS have exited the state of limbo and can now power forward with the integration of the two businesses, the bosses have told Insurance Age. 07/06/24

    • Airbnb and holiday lettings: What to do with the staycation boom
      Airbnb and holiday lettings: What to do with the staycation boom

      There has been a huge rise in the number of complaints from local residents over the problem of Airbnbs being used as ‘noisy party houses’. Residents are demanding tougher rules governing short-term holiday lets to prevent them from being hired out as weekend party venues. 05/06/24

    • Better Births
      Better Births

      Reports from the first national inquiry into traumatic births revealed testimony from mothers that was harrowing and often shocking, but probably unsurprising for anyone with even the remotest experience of clinical negligence cases. Mike Knight, UK Sales Manager for ARAG’s after-the-event insurance business considers what the next government might do with the report. 03/06/24

    • ARAGs Expanding Business
      ARAGs Expanding Business

      ARAG UK CEO Tony Buss and COO Tony Coram talk about the companys 2023 acquisition of DAS UK and how the integration of the two legal expenses insurance and assistance business has progressed. 03/06/2023

    • Running for Justice
      Running for Justice

      As the last few meters were conquered and the finish line loomed ahead, crossing the finish line was not just a personal victory but a triumph for the Bristol Law Centre and the communities it serves. It was not just a race, it was a celebration of community, compassion, and the power of collective action. As the sun set on the bustling streets of Bristol, one thing was clear: together, we can make a difference, one step at a time. 30/05/2024

    • Managing Bad News Days
      Managing Bad News Days

      As well as legal and tax advice helplines, ARAG’s commercial legal expenses policyholders also have access to our innovative Crisis Communications facility, which offers expert public relations advice if an event leads to negative publicity for the insured business. 28/05/24

    • How Maternity, Adoption and Shared Parental Leave regulations are changing this year
      How Maternity, Adoption and Shared Parental Leave regulations are changing this year

      On 11 December 2023 the draft Maternity Leave, Adoption Leave and Shared Parental Leave (Amendment) Regulations 2024 were laid. 17/05/24

    • ARAG Group Doubles Net Income
      ARAG Group Doubles Net Income

      The ARAG Group again increased its gross premium income strongly in 2023 – by 7.9 percent (€174 million) to € 237 billion. 17/05/24

    • Not such a quiet year
      Not such a quiet year

      While 2024 may not have produced many headline-grabbing changes to employment legislation, it has seen numerous reforms that businesses should be aware of, and there’s more to come. 09/05/24

    • 2023 Results 2024 Plans
      2023 Results 2024 Plans

      Tony Buss, CEO of ARAG UK, talks about how the business fared in 2023 and the ongoing integration of DAS UK, which was acquired by ARAG during the year. 03/05/24

    • ARAG posts strong 2023 result  ahead of DAS integration
      ARAG posts strong 2023 result ahead of DAS integration

      Market-leading legal expenses insurance and assistance provider ARAG has reported solid growth and profit for the 2023 financial year, during which the company began the process of integrating DAS UK, in the run-up to the completion of its acquisition by ARAG SE. 02/05/24

    • Empowerment Takes Center Stage in Amsterdam
      Empowerment Takes Center Stage in Amsterdam

      Key actors from the frontiers of technology as well as international justice joined voices during the international ARAG Access to Justice Conference on April 19, in Amsterdam. 25.04.24

    • How to support a colleague with stress
      How to support a colleague with stress

      No one can escape stress - it’s a natural part of life and we all go through periods of dealing with it. But statistics show there has been a significant increase in work-related stress, depression and anxiety. 24.04.24

    • Get to know: Changes to employment law
      Get to know: Changes to employment law

      On 6th April 2024, new legislation is coming into force that will affect employees rights to time off in relation to paternity leave and to take carers leave to provide or arrange care for a dependant with a long term care need. 23/04/24

    • The rise and risks of AI contract drafting and analysis
      The rise and risks of AI contract drafting and analysis

      There has recently been an increase in the number of startups bringing artificial intelligence (AI) contract drafting and analysis tools to market. 10/04/24

    • ARAG shortlisted at British Insurance Awards
      ARAG shortlisted at British Insurance Awards

      Following on from ARAG’s acquisition of DAS UK earlier this year, the significance of the takeover has been highlighted within the industry, as ARAG has been nominated for the Industry Impact Award at the British Insurance Awards. 09/04/24

    • Access to Justice Conference 2024
      Access to Justice Conference 2024

      Next week, ARAG UK is set to cross the English Channel for the Access to Justice Conference in Amsterdam. The event will unite ARAG representatives from various countries worldwide, along with business partners, to delve into the ever-growing significance of access to justice. 08/04/24

    • The stress-busting edition
      The stress-busting edition

      Stress Awareness Month has been held every April for the last 32 years to raise awareness of the causes and cures for our modern day stress epidemic. 28/03/24

    • Neurodiversity in the workplace
      Neurodiversity in the workplace

      The term ‘neurodivergent’ was first used over twenty years ago to describe the way everyone’sbrains work differently. Neurodivergent people are those who think, process, perceive and interpret the world around them differently to ‘neurotypical people’ i.e. those who think and behave in a way that it considered by society as ‘normal’. 21/03/24

    • No substitute for full compensation
      No substitute for full compensation

      February saw the publication of not just one, but two reports making significant proposals for the NHS. However, both documents also make recommendations that could have a profound impact on the future of justice and compensation for people injured through medical treatment or care. 06/03/2024

    • The rise and (pit)falls of AI in Will writing
      The rise and (pit)falls of AI in Will writing

      A Will ensures that when you pass away, your estate is distributed in accordance with your wishes. 06/03/24

    • Home Truths
      Home Truths

      While a government consultation on the regulation of social housing is drawing to a close, cavity wall insulation claims have also hit the headlines as hundreds of homeowners may face legal bills because their cases were not properly insured. ATE Account Manager Emma Wilson looks at the implications for firms. 26/02/24

    • Can an AI-generated statement be defamatory?
      Can an AI-generated statement be defamatory?

      In May 2023, the Guardian featured an article bearing the headline “Nearly 50 news websites are ‘AI-generated’, a study says”. Even now, at a time likely to be regarded as its relative infancy, artificial intelligence (AI) can generate content with speed, authenticity (or at least the appearance of it) and a flair for headline-writing that can rival some of the nation’s red tops. 21/02/24

    • Challenging the stigma of neurodiversity
      Challenging the stigma of neurodiversity

      13th - 19th March marks Neurodiversity Celebration Week - a week that aims to bring about worldwide neurodiversity acceptance, equality and inclusion. 15/02/24

    • Reputation protection
      Reputation protection

      Commercial reputations take years to build but can be destroyed in a matter of hours. ARAG’s Crisis Communications cover gives expert PR advice and support to SMEs facing a communications disaster. 05/02/24

    • Businesses falling into the justice gap
      Businesses falling into the justice gap

      Widely seen as a personal problem, diminishing access to justice also severely impacts businesses. Tony Buss, managing director at ARAG, explains how the justice gap has become a major issue for companies in the UK and what brokers can do to help. 02/02/2024

    • Speeding up the search for ATE cover
      Speeding up the search for ATE cover

      The history of insuring personal injury and clinical negligence cases has been such a rollercoaster ride through continued legislative tinkering and satellite litigation, that these tend to be the first and, sometimes, only things that come to mind when talking about after-the-event (ATE) insurance. 22/01/2024

    • ARAG Group completes acquisition of DAS UK
      ARAG Group completes acquisition of DAS UK

      ARAG Group is pleased to announce it has completed the acquisition of DAS UK, a legal protection insurance business in the United Kingdom. 16/01/2024

    • Busting the myth of  ‘Blue Monday’
      Busting the myth of ‘Blue Monday’

      We all experience good and bad days, and the calendar can’t dictate when those are. The term ‘Blue Monday’ contributes to damaging preconceptions about depression and trivialises an illness that can be life-threatening. 12/01/24

    • How to cope with the heavy expectation of a new year
      How to cope with the heavy expectation of a new year

      Some people love to set themselves goals and resolutions in January. But for many others, the onslaught of “new year, new you” messaging - the expectation to tone our bodies, refine our minds and eliminate foods from our diet - can be a triggering time. 08/01/23

    • Combating loneliness during the holidays
      Combating loneliness during the holidays

      Whatever your setup around the festive season is, it’s possible that feelings of loneliness will come in at some point. It’s not unusual that the focus and pressure on togetherness and merriment at this time of the year can trigger negative emotions, particularly for those who live or work alone. 19/12/23

    • Tis the Season to be Wary
      Tis the Season to be Wary

      Yes, it’s December again already and, having only just navigated the potential pitfalls of Black Friday, businesses of all sizes are gearing up for the holiday season. 01/12/2023

    • Takeaways from the Women in Insurance Summit
      Takeaways from the Women in Insurance Summit

      This week, a group of staff from across the business took the train up to London for the UK Women in Insurance Summit hosted by Insurance Business in Canary Wharf. ARAG was very pleased to be one of this important event’s sponsors. 01/12/2023

    • ARAG scoops ATE Funding Award
      ARAG scoops ATE Funding Award

      ARAG was presented with the Case Funding Provider award in this year’s Personal Injury Awards, at a ceremony held at the iconic Hilton Deansgate hotel in Manchester, last night. 24/11/23

    • Women in Insurance Summit
      Women in Insurance Summit

      We’re thrilled to be supporting the UK Women in Insurance Summit that is being hosted by Insurance Business next week, in Canary Wharf, and looking forward to the fascinating line-up of speakers and panel discussions in what looks like a packed and thought-provoking agenda. 23/11/2023

    • Black Friday risks for SMEs
      Black Friday risks for SMEs

      Every year, around this time in November, news pages, inboxes and search results are dominated by the words ‘Black Friday’. Accompanying all the stories about how and where to secure the best deals during retail’s biggest feeding frenzy, are dire warnings to consumers about bogus offers and heightened security threats. 21/11/2023

    • How to get financial stress under control
      How to get financial stress under control

      Financial issues can look different for everyone. Some people struggle to pay bills, feed the family, or maintain a place to live. Others meet their basic needs but are dipping into their savings for extras. Research shows that the number of people stressing about their finances is increasing. Understandably, financial issues can cause distress, anxiety and worry. 20/11/23

    • SMEs must beware Black Friday too
      SMEs must beware Black Friday too

      Small businesses need to address key risks ahead of Black Friday (November 24th) whether they are planning their own promotions for the Black Friday-Cyber Monday weekend or simply shopping for a bargain themselves. 13/11/2023

    • Talking Law Podcast featuring Emma Wilson and Lisa Abrahams
      Talking Law Podcast featuring Emma Wilson and Lisa Abrahams

      Sally Penni MBE is Talking Law with Lisa Abrahams & Emma Wilson. Lisa and Emma both work in insurance at ARAG, which provides legal insurance products on a global scale. Lisa and Emma both discuss how they came to their careers via alternative routes, and stress that it’s never too late to start. 10/11/23

    • Day 1 Benefits
      Day 1 Benefits

      With most insurance policies, if you don’t make a claim then you don’t get any real benefit from them. Our Essential Business legal policy is different, it offers a wraparound legal service from day one. 06/11/2023

    • ARAG on the challenges still facing SMEs
      ARAG on the challenges still facing SMEs

      Conversations about the cost-of-living crisis and surging energy bills understandably tend to zero in on the impact these are having on individuals and families – as do the various assistance packages put in place to offset these challenges. 02/11/23

    • How to help men open up about their worries
      How to help men open up about their worries

      The theme for International Men’s Day on November 19 2023 is ‘Zero Male Suicide’. However, men are now almost three times more likely to see a therapist if they’re worried, compared to 2009. 01/11/23

    • Building bespoke partnerships - Lanyon Bowdler
      Building bespoke partnerships - Lanyon Bowdler

      Last years Clinical Negligence Lawyer of the Year at the Personal Injury Awards, Beth Heath of Lanyon Bowdler, talks about her experiences working with ARAG and a special scheme developed for lower value claims following the Shrewsbury & Telford NHS Hospital Trust maternity scandal. 30/10/2023

    • Understanding the link between mental and physical health
      Understanding the link between mental and physical health

      People with mental ill health may find that they experience migraines, headaches, fatigue and stomach problems. Whilst people who suffer a physical injury may find they suffer with low mood, sadness or anger. 27/10/23

    • ARAG to provide hire car cover for Hastings Direct customers
      ARAG to provide hire car cover for Hastings Direct customers

      Leading legal expenses insurance and assistance provider ARAG has been selected by Hastings Direct to supply Vehicle Hire Insurance to motor clients of the Bexhill-on-Sea based insurance provider. 20/10/23

    • Seasonal Affective Disorder (SAD)
      Seasonal Affective Disorder (SAD)

      As we move through the shorter winter days, many of us will find that it’s becoming harder to get outside. However, getting fresh air, at least once a day, is essential to our wellbeing and mental outlook. 19/10/23

    • On the road with ARAG ATE
      On the road with ARAG ATE

      We’ve held a series of seminars through the summer and into the autumn, talking to practitioners about how the landscape for clinical negligence and serious injury has changed over the 10 years since the Legal Aid, Sentencing and Punishment of Offenders Act (LASPO) was implemented, and how ARAG has continued to adapt our ATE policies to meet the changing demands of the sector. 17/10/2023

    • Flexible solutions for difficult cases
      Flexible solutions for difficult cases

      One of the key differentiators on which ARAG has built its success in the UK is the company’s flexibility around products and underwriting. Whether we’re working with an insurer, broker or a solicitor, we recognise that every firm serves different groups of clients, and that we sometimes have to adapt our products to meet their needs. 17/10/2023

    • Far from ‘fixed’ - changes to Fixed Recoverable Costs continue
      Far from ‘fixed’ - changes to Fixed Recoverable Costs continue

      While most clinical negligence cases still remain outside the Fixed Recoverable Cost (FRC) regime following the broad expansion that was introduced at the start of this month, it doesn’t look like they will escape much longer. 17/10/2023

    • ARAG DAY - supporting Bristol Law Centre
      ARAG DAY - supporting Bristol Law Centre

      Since our business was founded in 2006, ARAG has supported many charities and community organisations, and encouraged staff to provide practical help wherever we can. In June, for example, members of the ATE team climbed Yr Wyddfa in North Wales, otherwise known as Mount Snowdon, to raise money for the charity AvMA (Action against Medical Accidents). 17/10/2023

    • Adapting for justice
      Adapting for justice

      Among the characteristics that we prize most highly, ARAG has always striven to be flexible. But our adaptability is more than just a USP. At ARAG, innovation is driven by our founding principle of extending access to justice to those who might otherwise be unable to afford it. 17/10/2023

    • The RAG October 2023
      The RAG October 2023

      Welcome to the October edition issue of The RAG, the ARAG UK news bulletin. 16/10/2023

    • Menopause and Mental Health
      Menopause and Mental Health

      World Menopause Day is held every year on the 18th of October. The purpose of the day is to raise awareness of the menopause and the support options available for improving health and wellbeing. 09/10/23

    • ARAG shortlisted for 3 more awards
      ARAG shortlisted for 3 more awards

      ARAG has been no stranger to awards ceremonies this year, but even we were pleasantly surprised to hear that our work has been acknowledged with nominations in no fewer than three different categories in this year’s Personal Injury Awards. 03/10/2023

    • ARAG DAY 2023
      ARAG DAY 2023

      A week of events leading up to ARAG DAY 2023 has seen ARAGs support of Bristol Law Centre extended to include working with one of our local partner law firms, Ashfords LLP, to increase capacity at the law centre and provide legal advice clinics for people in employment and family law. 29/09/2023

    • Our ARAG DAY partner - Bristol Law Centre
      Our ARAG DAY partner - Bristol Law Centre

      Bristol Law Centre CEO, Karen Bowers, and ARAG MD, Tony Buss, talk about the partnership between the two organisations and how ARAG is helping the law centre in its work. 21/09/2023

    • Getting ready for ARAG DAY
      Getting ready for ARAG DAY

      Like many companies, selecting our charity of the year is a careful decision that typically results in ARAG supporting a charity that is both local and close to our hearts. This year, however, we’ve had an additional consideration, as we’re participating in a global ARAG initiative to support organisations that extend access to justice. 21/09/2023

    • Supporting others and dealing with grief
      Supporting others and dealing with grief

      It can be really difficult to talk about death and loss and it’s completely normal to feel unsure of what to say when trying to support someone who is grieving. It may be that you really want to help someone but are worried about saying the ‘wrong’ thing or upsetting the person. 19.09.23

    • Long, cold winter looms for SMEs
      Long, cold winter looms for SMEs

      If this summer has been nothing to write home about, the signs of a difficult winter ahead are ominous. A few positive economic indicators may look like light at the end of the tunnel, but a deeper dive into the data reveals various pitfalls that SMEs must avoid if they are to survive into 2024 unscathed. 18/09/2023

    • Back-to-school anxiety: How to help young people
      Back-to-school anxiety: How to help young people

      For many children and young people, the end of the holidays and a return to seeing friends each day is an exciting prospect. However, others may find the transition back-to-school - and the structure and routine that comes with that – daunting and overwhelming. 04/09/23

    • What you need to know  about Hives and Rosacea
      What you need to know about Hives and Rosacea

      Whilst summer brings with it a whole host of health benefits, an increase in allergies, UV rays and heat can cause havoc with our skin - particularly for those who have pre-existing skin conditions. Our derma experts have delved into two skin conditions that are more common than you think - Hives and Rosacea - and shared common signs, triggers and management techniques for each. 15/08/23

    • Family-friendly policies and protection – changes you need to be aware of
      Family-friendly policies and protection – changes you need to be aware of

      The legal landscape around family-related employment protection is currently going through a considerable amount of positive change. Businesses will need to be aware of these changes, as some (in particular the additional protection against redundancy for employees returning from maternity leave) may impact on future strategic and management decisions. 10/08/23

    • Mole awareness: Non-melanoma and melanoma skin cancer explained
      Mole awareness: Non-melanoma and melanoma skin cancer explained

      With summer in full swing, many of us will be spending time in the sunshine. Whilst the warmth of the sun can feel good on your skin, it’s important to remember that over-exposure to the sun can be dangerous - in fact, over-exposure to the sun is the most common cause of skin cancer. 09/08/23

    • ARAGs Legal Services Website - Day-one Benefits
      ARAGs Legal Services Website - Day-one Benefits

      Broker Account Manager Ben Parkinson and Corporate Account Manager Jason Howse talk about ARAGs legal services website and the benefits that it offers to personal, commercial and property owner policyholders. 10/08/23

    • ARAGs EduMe Training Platform
      ARAGs EduMe Training Platform

      Corporate Account Manager Jason Howse talks about ARAGs EduMe platform for business partners, which provides a comprehensive suite of training packages to help staff sell legal expenses insurance and assistance products with confidence. 10/08/23

    • ARAG - The Claims Portal
      ARAG - The Claims Portal

      BTE Claims Team Leader, Bianca Allison, talks about ARAGs Claims Portal, which was developed in-house, to enable policyholders, brokers and solicitors to initiate, update and check on the progress of a legal expenses insurance claim. 10/08/23

    • School’s out: A short guide to managing summer holiday stress
      School’s out: A short guide to managing summer holiday stress

      Although the kids are pumped for six-weeks out of school, we appreciate that as parents and carers you may feel quite the opposite. It’s no secret how difficult it can be to juggle childcare with work commitments. 06/08/23

    • Reputation, reputation, reputation or anti-social media
      Reputation, reputation, reputation or anti-social media

      The old adage that “there’s no such thing as bad publicity” certainly isn’t true of businesses operating in the childcare sector, in which reputation is everything. Perhaps as much as almost any other profession, childcare depends upon a high degree of trust. After all, parents are leaving their children in the care of a nursery or childminder. 04/08/2023

    • LEI - how brokers can sell peace of mind
      LEI - how brokers can sell peace of mind

      With UK businesses still reckoning with the ongoing sting of inflation, it might be expected that brokers looking to sell ancillary insurance products are facing customer resistance. One sector that is firmly rebuffing this expectation is that of legal expenses insurance (LEI), as evidenced by our strong results recently posted. 26/07/2023

    • How to open up about your feelings
      How to open up about your feelings

      It can sometimes be difficult to talk about your feelings and it’s common to feel worried about upsetting the people you care about, feel nervous about what people might think, or how opening up might affect your relationships. 24/07/2023

    • ARAG SE acquires D.A.S. UK
      ARAG SE acquires D.A.S. UK

      The ARAG Group and ERGO Versicherung AG, ERGO Group’s property & casualty insurer in Germany, have signed an agreement regarding the acquisition of D.A.S. UK, ERGO’s legal protection insurance business in the United Kingdom. Since 2006, the ARAG Group runs its UK operations via ARAG plc as Managing General Agent, reporting gross written premium under management of £61 million in 2022. D.A.S. UK started business over 40 years ago and today runs a legal expenses insurance company (D.A.S. Legal Expenses Insurance Company Limited) as well as a law firm servicing legal expense claims (D.A.S. Law Limited), which are both supported by an administrative services company ( D.A.S. Services Limited). Total gross written premium of D.A.S. Legal Expenses Insurance Company Limited was £129 million in 2022. 17/07/2023

    • Tribunal compensation limits rise in 2023
      Tribunal compensation limits rise in 2023

      The Employment Rights (Increase of Limits) Order 2023, which sets out the annual increases to the awards in the Employment Tribunal, has been published. The new increased limits came into force on 6 April 2023. 10/07/23

    • LASPO 10 years on - ATE roundtable
      LASPO 10 years on - ATE roundtable

      Earlier this year, in partnership with the Law Society Gazette, we hosted a roundtable discussion, at Chancery Lane, London to talk about the subject of ‘LASPO 10 years on’. This was a very important event for us as it is highlights the need for “access to justice”, which has been declining since the LASPO Act was introduced. We have a series of videos from the day itself or you can read the full editorial here. 06/07/2023

    • How to take a digital detox to promote better mental health
      How to take a digital detox to promote better mental health

      Digital detoxing – when you take a planned break from your devices – is a great way to improve your mental health. Time without digital devices may allow you to become more mindful of unhealthy online habits and enable you to create a more meaningful routine. 05/07/2023

    • How to look after your mental health at work
      How to look after your mental health at work

      The only thing we spend more time doing than work is sleep. In fact, more than 81,000 hours of our lives are spent working. With that in mind, it’s really important we equip ourselves with techniques to manage our mental health whilst we’re at work.

    • LASPO at 10
      LASPO at 10

      There’s an argument to say that the Legal Aid, Sentencing and Punishment of Offenders ACT 2012 (LASPO) has been good for the legal expenses sector. After all, the cuts to legal aid, law centres and almost every other source of legal support, whether brought about directly by LASPO or merely part of the same drive to reduce government spending, have left very few legal options within reach for most families and SMEs. 03/07/2023

    • Extending access to justice against the tide
      Extending access to justice against the tide

      We’ve just passed ten years since the LASPO (Legal Aid, Sentencing and Punishment of Offenders Act) reforms were implemented, and it is hard to believe that we have also seen 10 appointments to the role of Justice Secretary, since that legislation was passed in 2012. 03/07/2023

    • ARAG Day and Charity of the Year
      ARAG Day and Charity of the Year

      Every other year, ARAG selects a new charity to benefit from all of the great events that our tireless staff throw themselves into, to give something back to our community. This year, the beneficiary is one that is both close to home, and close to the work we do in ensuring that as many people as possible have access to the UK justice system. 03/07/2023

    • All things digital
      All things digital

      ARAG has always been committed to staying at the very forefront of digital legal services and we have made considerable investment over the last couple of years to ensure that our partners and their clients see the benefit. 03/07/2023

    • ACSO Whitepaper
      ACSO Whitepaper

      While many people appreciate the huge benefits that legal expenses insurance (LEI) offers to policyholders for what is generally a very modest premium, it can sometimes be underappreciated or even misunderstood. 03/07/2023

    • The RAG July 2023
      The RAG July 2023

      Welcome to the July 2023 edition issue of The RAG, the ARAG UK news bulletin. 03/07/2023

    • Right to Work checks – The consequences of getting it wrong
      Right to Work checks – The consequences of getting it wrong

      Employers are required to carry out right to work checks before employing an individual to ensure that the candidate they want to employ is legally allowed to carry out the work in question in the UK. 29/06/2023

    • Government Consultation on holiday pay for part year and irregular hours workers
      Government Consultation on holiday pay for part year and irregular hours workers

      The Government has issued a consultation into the calculation of holiday entitlement for part-year and irregular hours workers, with responses to be received by 9 March 2023. 28/06/2023

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          ARAG plc is authorised and regulated by the Financial Conduct Authority (FRN452369). Registered in England and Wales. Company Number 02585818.
          ARAG Legal Expenses Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FRN202106) and the Prudential Regulation Authority. Registered in England. Company Number 103274. Registered Office: Unit 4a, Greenway Court, Bedwas, Caerphilly CF83 8DW.