DAS raises indemnity limit for multi-track ATE personal injury product

• Cover to increase from £50,000 to £100,000 for multi-track Road Traffic Accident (RTA) cases
• Move follows consultation with market and will reduce need for top-ups

DAS UK Group  has made major changes to its multi-track ATE Personal Injury insurance product, creating an improved offering specially geared towards cases involving catastrophic road traffic accidents.

The limit of indemnity for cases of this type will rise from £50,000 to £100,000 while the premium for the cover will increase from £750 to £900 (exclusive of Insurance Premium Tax). The level of indemnity for other personal injury cases will remain at £50,000.

Accessed through a network of panel solicitors, DAS LawAssist’s ATE Personal Injury is a legal expenses insurance offering that provides cover for the expenses and legal costs a person may have to pay in the event of a personal injury case being lost or discontinued.

This product recalibration will also enable solicitors to run the vast majority of their catastrophic RTA cases without the need for a top-up.

Commenting on the launch, Enrique Gomez, Head of ATE at DAS said: “In short, we’ve listened to our existing business partners and to the market who felt our existing £50,000 level of indemnity just wasn’t enough for higher value RTA cases - the £100,000 level is far more appropriate. In addition, the premium increase is a very modest £150 for double the cover. I’m confident that this has further enhanced our product offering.”